Financing Your Tiny Home

Tiny Home Financing Made Simple — 21st Mortgage

At Little Homes of Texas, we know that buying your dream tiny home isn’t just about choosing the right floor plan or finishes; it’s also about making the financing process simple, transparent, and affordable. That’s why we’ve partnered with 21st Mortgage Corporation, a leader in tiny home park model financing, to offer one of the best tiny home loan programs available today.

Flexible Loan Options for Your Tiny Home

Whether you’re purchasing a home-only tiny home or a land-and-home package, 21st Mortgage has options to fit your budget and long-term goals:

  • Home-Only Loans: Terms up to 25 years with as little as 10% down, and interest rates starting around 8%.

  • Land-and-Home Loans: Terms up to 30 years with even lower down payment requirements, helping you finance both your land and your tiny home in one seamless process.

These loans are designed to make owning a tiny home more accessible and affordable, whether it’s a primary residence, second home, or off-grid retreat.

Personalized Guidance Every Step of the Way

We understand that navigating a tiny home loan can feel overwhelming. That’s why we consult with every customer personally by phone or email before applying. We’ll walk you through:

  • How to complete your loan application correctly

  • What documentation and information will be required

  • What to expect in terms of timelines and approvals

  • Tips to increase your chances of approval and secure the best terms

Our goal is to make the process clear, stress-free, and efficient, so you can focus on planning your new home instead of worrying about financing.

Why Work with Little Homes of Texas and 21st Mortgage?

  • Expert Guidance: Our team knows the tiny home lending process inside and out and will help you every step of the way.

  • Flexible Terms: Financing options designed specifically for tiny homes and park models.

  • Transparent Process: No hidden fees, no surprises—just clear, honest guidance from start to finish.

  • Nationwide Reach: Whether you’re in Texas or anywhere else in the U.S., we can help you secure financing for your tiny home purchase.

Take the Next Step Tow

Your dream tiny home is within reach ....

Contact Little Homes of Texas today to receive personalized guidance on how to apply for a 21st Mortgage loan, and learn how we can help you finance your tiny home with confidence.

Contact us now to get started—we’ll make sure your path to owning a high-quality, custom tiny home is simple, clear, and achievable.

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